The HCA believes everyone proposing to buy their own home and obtain a mortgage should be aware of what they are taking on, and what they can afford.
You should also have continued support after purchasing and the Money Advice service can offer that support by providing you with the tools to assess your financial health on an on-going basis, work out priority payments such as your mortgage, and obtain help and support if your circumstances change and you need some extra advice.
The tools available through The Money advice service can also help purchasers if you are thinking of stair-casing or paying back you second charge or just want to reassess your situation.
For further details and to find a link to the Money Advice health check tool, click on the link below.