We will assess your situation to see if you are eligible. We will assess your income and expenditure to check that you cannot afford to buy a home without assistance, and also to make sure that you can afford to maintain a mortgage and other housing costs without getting into financial difficulty.
In the 'Find a property' page you will find details of available schemes in your area. When you have chosen a home you wish to purchase you will negotiate the purchase of the home directly with the house builder or housing association.
You should seek the advice of an Independent Financial Advisor (IFA) to help you understand the financial implications of purchasing a home through the scheme. The IFA will also help you to apply for a mortgage.
Throughout the process Isos, the IFA and the developer will work closely together to help you buy your home.
For a copy of our latest information brochure Help to Buy brochure Opens in a new window